The Process

The Process

I need this done fast, how long will this take to get my loan?

I need this done fast, how long will this take to get my loan?

Here is where we shine the most, we encourage our clients to e-mall their documents such as taxes, pay stubs, and bank statements to our secure website or upload the documents when you complete the loan application.

This is a simple way of doing business from the comfort of your home.

The appraisal is a third party service and there maybe upfront cost. The appraisal of the real estate is usually two weeks. We have received appraisal wavers 65% of the time. Which can save loan processing time.

PM Pacific Mortgage

The Loan

We are Loan Brokers. We shop the market of lenders to find the best loan for you.

Rates are in the 2% range for most borrowers including VA borrowers.

Lenders are working with brokers providing the best loan deals in the past 20 + years

At PM Pacific Mortgage, we are the experts when it comes to real estate loans. We are here to serve our clients. Give PM Pacific Mortgage your business, and put our experts to work for you.

We have been receiving appraisal wavers 65% of the time, so no waiting for an appraisals. We can usually close in two weeks!

Just in this week, I have a lender that will do loans for borrowers with FICO scores from 500 to 640. We have several lenders for borrowers with FICO scores above 640.

Get Started

We will send you a loan application via e-mail to quickly start processing your request.

But first, here are a few tips to process your loan faster, gather your documents. Taxes for the past most current two years, 30 days of pay stubs, 90 days P and L (Profit and Loss) if you own a business and 90 days of bank statements both business and personal (all pages front and back). If money is coming from a retirement account or certificate of deposit, a copy of this account will be needed also. Having this information available will greatly assist the PM Pacific Mortgage loan experts in processing your real estate loan.

Another tip when completing the loan application, is to have all your job information ready, that is, whom should we contact for verification of employment, do we need an employee number for verification, is there a special department or person the verification should be sent to. Here is something that most people forget, please sign your taxes! Sign both years (and by each persons on the taxes).

If you are purchasing a property, we will need a copy of the purchase agreement signed by the buyer and seller. Now let’s get started by contacting PM Pacific Mortgage today (661) 949-7747.